Nikita Jewels
Nikita Saving Schemes

Start your Gold Savings

Crafted Saving Plans

Thoughtfully designed schemes — each tailored to a different jewellery dream.

Nikita Shine Scheme

Best for Gold/Platinum Jewellery

₹1,000/ month

(10 + 1)Get 1 month free

  • Scheme Duration: 10 Months
  • Start with a minimum installment of ₹1,000.
  • Shop 916 [22kt] and 18kt Hallmark Gold and Platinum jewellery
  • Pay 10 monthly installments via automatic ECS bank deduction.
  • Excludes Gold and Silver coins or bars.

Terms and conditions apply

Most Popular

Nikita Sparkle Scheme

Best for Diamond/Polki Jewellery

₹1,000/ month

(10 + 2)Get 2 months free

  • Scheme Duration: 10 Months
  • Start with a minimum installment of ₹1,000.
  • Pay 10 monthly installments via automatic ECS bank deduction.
  • Benefit exclusively on Diamond and Polki jewellery only.
  • Excludes Gold and Silver coins or bars.

Terms and conditions apply

Golden Lock Scheme

Best for Gold Investment

₹1,000/ month

  • Scheme Duration: 10 Months
  • Start with a minimum installment of ₹1,000.
  • Protect your budget against rising gold prices.
  • Lock your 22Kt gold rate on the day each installment is paid.
  • Save 30% on making charges for 22KT and 18KT Hallmark gold jewellery.
  • OR Get 30% off Diamond and Polki value.
  • Pay 10 monthly installments via automatic ECS bank deduction.
  • Excludes Gold and Silver coins or bars.

Terms and conditions apply

How it works

From selecting your plan to redeeming your dream jewellery, here's how

  1. Choose your plan

    Pick from Shine, Sparkle or Golden Lock.

  2. Pay monthly

    Hassle-free auto-debit installments.

  3. Unlock benefits

    Bonus months & exclusive privileges.

  4. Redeem dream jewellery

    Across stores or online catalogue.

Frequently Asked

Everything you need to know about joining, saving, and redeeming your jewellery scheme.

Pay a fixed monthly amount for 10 months and Nikita Jewels rewards you with bonus months that you can redeem against any jewellery purchase.

Need help choosing the right scheme?

Our jewellery experts will guide you to the perfect plan for your goals.